WHO: Union Savings Bank, Danbury, Conn. | Theresa LaRock, Residential Mortgage Loan Originator | Frank Giner, Residential Mortgage Loan Originator
WHAT: A free homebuying webinar that’s ideal for individuals with low- to moderate-income and planning on buying a home in the next year or near future. During the webinar, USB experts will offer insight and guidance for what is a very challenging home buying market and will share information about the latest mortgage options, with a particular focus on the following two programs:
• ITIN Mortgage: Consumers can now use their Individual Taxpayer Identification Number (ITIN), instead of a Social Security number to apply for a mortgage at USB. Attendees will learn about what else is needed to apply and what ITIN mortgages can be used for.
• FreddieMac Home Possible®: This program is designed to help low- to moderate-income borrowers achieve homeownership with flexible credit requirements and down payments as low as 3%.
WHEN: Wednesday, April 9, 2025, 12:00 –1:00 PM (EST)
ABOUT THE SPEAKERS
Theresa LaRock, Residential Mortgage Loan Originator
Theresa brings over 15 years of banking experience in residential lending to her position at USB. Offering a holistic approach to her customers, her goal is attaining an overall positive customer experience while finding the best mortgage products for her clients. Theresa serves on the Southbury Heritage BNI membership committee, Home Builders and Remodelers Association in Fairfield County, as well as the Professional Women in Building Group.
Frank Giner, Residential Mortgage Loan Originator
Frank has more than 20 years of residential lending experience and is responsible for educating existing and prospective customers about USB’s mortgage products and guiding them throughout the lending process. He is well versed in both underwriting and originating -- specializing in first time home buyers. Giner is bilingual in English and Spanish.
Please visit www.unionsavings.com for more information. Member FDIC. Equal Housing Lender.