Fri05182012

September is Life Insurance Awareness Month

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What if you were suddenly gone and your family had to manage on their own? When was the last time you did the math to make sure your loved ones would be OK financially? Have you checked with your employer to find out what kind of life insurance benefit you have through work?  When was the last time you had your life insurance needs reviewed by an insurance professional?

There’s a growing crisis of too many Americans not having adequate life insurance protection. According to the industry research group LIMRA, 30 percent of US households have no life insurance whatsoever. Today there are 11 million fewer American households covered by life insurance compared with six years ago. Here’s the bottom line: A majority of families either have no life insurance or not enough, leaving them one accident or terminal illness away from a financial catastrophe for their loved ones.

Life insurance can do some pretty amazing things for people. It can buy loved ones time to grieve. It can pay off debts and loans, providing surviving family members with the chance to move on with a clean slate. It can keep families in their homes and pre-fund a child’s college education. It can keep a family business in the family. It can provide a stream of income for a family to live on for a period of time. Life insurance can do all of these wonderful things for your family…there’s just one small catch. You need to own life insurance.

And if you do, when was the last time you reviewed your life insurance policy or have spoken to or heard from your insurance professional?  Insurance should be reviewed at least every two years, sooner if your circumstances have changed.

We at Stone Financial can help you choose the right products to protect your family.  We will review your current polices and make sure they fit your current needs.  Just give us a call at 203-788-8252 or email us at This email address is being protected from spambots. You need JavaScript enabled to view it. or visit us on the web at www.stonefinancialllc.com. We are happy to help.  Let Stone Financial help protect you and your family.  We are a broker of insurance products and do what is best for you, not what is best for the insurance companies.

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